Having to replace your heating or cooling system can be extremely stressful. There are many important decisions to make, and it’s usually critical that these decisions happen as quickly as possible so that you are not stuck for weeks without heat or air conditioning. On top of that, there’s the question of how to pay for a new HVAC system.
A new heating and cooling system is a major and often unexpected expenses. As a result, most people don’t have the ready cash to cover the full price of a new system when their old HVAC system dies. Financing is one way to manage the cost of a new heating and cooling system and reduce some of the stress of this major homeowner’s challenge.
Monthly Savings Help Offset Monthly Payments
Financing offers a number of great advantages, including a simple application process, online payments, competitive interest rates and flexible payments. By dividing the total cost of a new heating or cooling system into separate, manageable payments, homeowners can afford to purchase a new system right away and begin enjoying the comfort and efficiency of modern HVAC technology.
New heat and cooling systems generally offer such an improvement in energy efficiency over old systems that homeowners will see their energy bills drop. A new unit with an energy efficiency rating of 18 or 19 SEER could use almost 50 percent less energy than an old unit with a 10 SEER rating. As a result, the monthly savings in utility costs are likely to be significant, and can actually help to pay for the monthly payments of a financed heating and cooling system.
Make It About Efficiency, Rather Than an Emergency
A new HVAC system doesn’t have to be an emergency expense. The flexibility and affordability that financing provides means you can choose to upgrade your system even if your old one still works. HVAC systems over 10 years old are not as efficient as new systems, even if they are well-maintained and fully functioning. The financing option allows you to carefully crunch the numbers and weight potential savings against a reasonable monthly payment.
At Bartlett Heating and Air Conditioning, we are happy to help you with any question and concerns about selecting and financing a new HVAC system. We offer financing through our partnership with Wells Fargo National Bank, with low interest rates and monthly payments. Whether you need a new heating or cooling system as quickly as possible, or want to weigh the advantages of purchasing an energy efficient system, we are happy to take your call!
Thank you so much for visiting our blog, and we hope you’ll follow us to learn more about the ins and outs of heating and cooling.